Tuesday, October 17, 2017

Sunday, October 8, 2017

GET OFF YOUR KNEES - AMERICA IS NOT A SPORT HOBBY !

BOB CHARLES SAY'S
LET BOB CHARLES MAKE IT EASY
FOR CITIZENS OF AMERICA
TO READ THE 
Constitutional Amendments


NOW IF YOU FEEL THAT YOU DON'T HAVE TO READ AND UNDERSTAND THESE I'D HAVE TO SAY IT IS TIME YOU KEEP YOUR SO CALLED RIGHT TO PROTEST QUIET
BECAUSE IF YOUR NOT SMART ENOUGH TO UNDERSTAND THESE AMENDMENTS
HOW CAN YOU PROTEST WHAT YOU DON'T REALLY KNOW.
Image result for pledge of allegiance 
O SAY CAN YOU SEE- https://youtu.be/PK7xF1RGCQY
Also if you have anything to say about this posting there is a comments space below, go for it ! 
A Worldwide Radio Network 

In a side note: The Last Ten years under Obama's Whitehouse has caused Americans to spend Trillions to stay out of jail or loose everything to the IRS due to not having Obamacare - Read !!!
https://waysandmeans.house.gov/5-reminders-obamacare-failed-american-people/

Saturday, October 7, 2017

2017 BANNED DOCUMENTARY THE TRUTH ABOUT WATER EXPOSED FULL

Real Secrets of the Georgia Guidestones and more!The Elite's Age of the ...

Bob Charles Say's - What is going on behind your back ?? LOOK AND FIND OUT !


Sometimes Bob Charles Say's bumps into tiny
pieces of Information about our Planet that can be researched and proved and here's one that is right on Target 
What about this one - https://youtu.be/Y7pBMCwGbSM

BUT HERE ARE:

Top 5 Secrets U.S. Government Doesn’t Want You to Know


2012-08-17-57224304.jpg
Future U.S. President being created.
Photo: Getty Images/Colin Anderson
Courtesy of: Colin Anderson
Washington, D.C. — Courtesy of a highly classified internal document provided by a White House insider who understandably prefers to remain anonymous — here are the top five secrets our own U.S. government does not want the American public to know:
  1. Time Travel Is Possible Now. The U.S. Department of Time Travel has perfected the technology to allow any citizen to travel backwards into the past or forward into the future. It’s fast, easy, inexpensive, and has been successfully tested. All that remains to be solved is adding security measures so that the devices will not be able to be used by criminals running from the law or women running from their weddings.
  2. Robot Presidents Are Being Created. Presidential assassinations and assassination attempts will never again be a security concern once state-of-the-art federal robots hold the office of the U.S. Presidency. Not only can the Presidential robots withstand the force of a ten megaton bomb, but they never need to sleep, can work on up to 380 projects at once, and can more than satisfy the special needs of any First Lady.
  3. The Government Cannot Legally Require You to Pay Taxes. The government has for over 50 years been illegally prosecuting people in connection with income taxes in violation of both its taxing powers as contained in the Constitution, and the actual laws as contained in the Internal Revenue Code itself. If the American public knew what has been going on, practically the entire federal judiciary would be behind bars, along with nearly every tax lawyer employed by the Justice Department.
  4. Bigfoots Are Being Bred as Ultra-Powerful Homeland Security Guards. Three male and three female Bigfoots are being contained in a special breeding area at an undisclosed location in Alabama. Zoology experts are arranging for the three couples to breed. Their offspring will be trained from birth to detect and disarm terrorists, as well as infiltrate enemy encampments in disguise.
  5. Government’s Bizarre Plan to End Hunger in America. In September of this year, the government will order all zoos in the U.S. to release their animals. The poor will be given hunting rifles and allowed to go after their own food. They will be allowed to sell any uneaten food to markets and restaurants. This was modeled after similar plans that worked successfully in Ecuador, Guyana, and the Ukraine.

Tuesday, September 19, 2017

Sunday, September 10, 2017

A Fantastic Company has come to Florida - Turning Point Credit Repair


Turning Point Credit Repair
Formally "Atlantic Repair LLC"
 This Company is getting plenty Attention due to it refuses to RIP people off by Charging Thousands for Credit Work

This Company Started as Jersey Credit Repair in 1999 in a Small Mortgage Company in Hackensack, N.J. This Company was the Only one that Helped people with Bad Credit Scores so they could afford their Mortgages and Buy their HOME.
 CAN WE HELP YOU, "YES" !
You can get a FREE COPY of your Experian or Equifax Report - The LInk is on the First page for www.annualcreditreport.com
 We are having a 90 Day Sale on Credit Work
a One-Time Clean of your credit report is only $99.00, The Dispute is FREE the Amount Charged is the Administration Charge That's it no more.
Send us your Info at the Bottom of the First Page

TURNING POINT CREDIT REPAIR COMMUNICATION/ACTION FORM
 It's your Credit and we can help..
Leave a Message for a Call back at 1-843-793-4292

Friday, September 8, 2017

EQUIFAX HACKED - 143 Million Affected - Equifax is a Private Company that sells your Info

"BOB CHARLES SAYS"
We will be opening a SISTER COMPANY to Atlantic Repair LLc which began in 1999
THE NEW NAME IS:
 Turning Point Credit Repair
A company that will be saving people thousandsof dollars a year by raising their credit scores so their high interest rates can be a thing of the past
We do One Pass on your Credit Report for just $99
and an Advanced Work plan is only $400.00 ONE TIME
that will be monitored and fixed for One Full Year.
NO COMPANY or ATTORNEY
IS AS AFFORDABLE AS WE ARE !! 
WRITE US AT turningpointcreditrepair@hotmail.com
Or call the Message line at 
843-793-4292 
Here's some News, Watch your Credit Reports 

EQUIFAX HACKED - 143 Million Affected
Today Equifax annonced that it had been breached back in July and as many as 143 million US consumers are impacted. The company is offering free credit monitoring for those impacted by this breach.

You can find out if you are one of the 143 million US consumers impacted at www.equifaxsecurity2017.com. This is a 2-step process to facility easy access to enrollment in the monitoring offer. 

You can learm more about this at several news outlets. Here are some resources:

Wired:

The New York Times

CNN Money

Wednesday, August 9, 2017

SCEG IS RAISING YOUR RATES TO PAY FOR THEIR MISTAKE - JUST SAY "NO" !


Pyramid One Radio 
"IT IS TIME"

YOU CAN DO SOMETHING ABOUT THIS GOUCHING THE PUBLIC

"BOB CHARLES SAYS"

TO ALL USERS IN SOUTH CAROLINA
YOU CAN DO SOMETHING ABOUT THIS, BUT WILL YOU ??
IT IS MY EXPERIENCE SINCE COMING TO SOUTH CAROLINA FROM THE NEW YORK AREA PEOPLE IN THE SOUTH WOULD RATHER GRAB A BEER THEN PICK UP A PHONE AND VOICE THEIR FEELINGS ABOUT THE PASSING OF EXPENSES FOR A MISTAKE THAT WAS A MISTAKE FROM THE BEGINNING, AND STILL ARE..

GOD FORBID YOU ARE LATE ON A BILL YOU ARE CHARGED A LATE CHARGE AND IF YOU DON'T PAY A PAY ( for any reason ) THE POWER COMPANIES TURN OFF YOUR POWER.. and SAY SHAME ON YOU !

PYRAMID ONE WORLDWIDE RADIO NETWORK 
IS MOVING TO FLORIDA THIS MONTH DUE TO MASSIVE SUPPORT FOR THIS FREE NETWORK AND NO SUPPORT " zero" IN SOUTH CAROLINA WHILE EVERYONE SIPS A COLD ONE AND CHIPS.

YOU GUYS HERE IN SOUTH CAROLINA HAVE A CHANCE TO STOP THIS LETTING THE POWER COMPANIES MAKING YOU PAY FOR THEIR MISTAKES BY JUST USING YOUR PHONE AND MAKING THOUSANDS OF CALLS TO YOUR GOVERNMENT, BUT WILL YOU ??

SO LIKE ALWAYS PYRAMID ONE RADIO WILL SERVE THE PUBLIC BEFORE OUR MOVE.
HERE ARE THE PEOPLE YOU MUST MAIL AND CALL THREE OR FOUR TIMES A DAY TILL SOMETHING IS DONE !!
YOU CAN WRITE TO PYRAMID ONE NETWORK AT pyramidonenetwork@live.com


Graham, Lindsey - (R - SC)
Class II
290 Russell Senate Office Building Washington DC 20510
(202) 224-5972

Scott, Tim - (R - SC)
Class III
717 Hart Senate Office Building Washington DC 20510
(202) 224-6121
 
HERE'S YOUR CHANCE, DON'T BLOW IT ! 

South Carolina Electric & Gas (SCE&G) nuclear power plant


For the last ten years our electricity bills have skyrocketed.  We’ve been forced to pay rate hike after rate hike.  We have NO choices when it comes to buying electricity in South Carolina.  Now we hear this…   Last week utility company South Carolina Electric & Gas (SCE&G) and taxpayer-owned utility Santee Cooper announced that they would be abandoning their incomplete nuclear power plant in the Midlands even after sinking nearly $10 billion into the project.   This week, Duke Energy floated the idea that they might follow suit on a similar, but smaller unfinished project in the Upstate.    Ratepayers across the state have been subsidizing the up-front construction of these power plants.  In the case of SCE&G and Santee Cooper, we’ve already been forced to pay them $1.4 billion (with a “b”).    Now that they’ve have walked away from the failed projects, all of the utilities want a ratepayer-funded bailout for ALL of their costs…   And thanks to state politicians, they’re going to get one!   You read that correctly: we’re forced to pay billions…the politicians and utility companies will walk away virtually unharmed…consumers don’t get a single watt of electricity in return.   It’s all thanks to a bailout law that lobbyists and state legislators wrote and passed a few years back called the “Base Load Review Act”.   Not only does this law force us to pay the up-front debt to construct these projects, but it also leaves us on the hook to bail out the utility companies when the project fails.   The legislatively-appointed Public Service Commission (PSC) determines our electricity costs.  And they’ve already hinted they will pass another electricity rate hike on us this year to pay for the bailout.   Who is to blame for this mess?   State legislators.   Along with special interest lobbyists, they wrote, voted and passed this abomination into law.  Many of them are still in the Statehouse (we’ll get into that later…).   Legislators appoint the PSC Commissioners who have approved nine consecutive electricity rate hikes.    They approve the board that controls Santee Cooper.   State legislators control the entire energy system in South Carolina.    They created this mess, and now it’s up to us to take control of our government.    WHAT CAN WE DO RIGHT NOW?   Some politicians have already started to skirt responsibility, hide and place blame elsewhere.   Some are talking about coming back to Columbia for a “special legislative session” where they will undoubtedly waste our time and money by coming up with a half-baked idea behind closed doors.   We can’t let them do it!   Click here to send your politicians an email to demand a full repeal the bailout law and stop the rate hikes.    Tell them that they better not waste our money with a special session.  No “skinny repeals.”  No trimming around the edges.  No half-baked “reforms.”  No “behind-closed-door” deals like the gas tax hike. No compromises!   The only good thing they can do right now is a full, clean repeal of the Base Load Review Act.  Anything more or less is going to literally cost us more money on our monthly bill…   In the coming weeks we will be rolling out different ways you can hold politicians accountable.  We will also be pushing reforms to meet our ultimate goal: more energy competition at a cheaper cost.   But for now, we must make sure the legislators who cost us billions of our hard-earned money are held accountable.   As always, don’t hesitate to contact me if you need any help reaching your politicians.   For Freedom, Dave Schwartz President, Freedom Action Network of South Carolina (843) 990-3336

Sunday, July 30, 2017

LORI SPAGNA SAY'S - Prepare for The Lion's Gate Portal and Welcome To Eclipse Season


Prepare for The Lion's Gate Portal and Welcome To Eclipse Season
 
We have officially entered Eclipse Season and The Pre-Lions Gate Portal of 8.8.  This particular Lion's Gate will have even more potency since there is a third eight (current year 20-17) in the frequency...three eights effectively means tripple the energetic vibration of the infinite.

For those of you who are unfamiliar with it, the annual Lion's Gate Portal is a period in linear time, always on August 8th, (think 8.8) which triggers and ignites a clear union between the physical realm of our earthly 3 Dimensional Reality and our non physical spiritual reality beyond our 3rd Dimension of time and space.

It's called the Lions Gate, or the Lions Gateway, because it occurs in the astrological sign of Leo The Lion and also because the Sirius Star System where many Lyrons (Lion like star people) live is involved in this particular gateway...

....stick with me here and I will explain more....

Historically, the Lion's Gate signifies a time when our planetary system aligns with The Sirius Star System and the true Galactic Center (ie, the center of our galaxy).

The Lion's Gate Portal effectively symbolizes a sacred time throughout all of existence when ancients used their highest knowings in connection with The Original Divine Source ~ aka, God, The Divine Creator  of All That Is ~ to assist humanity in the awakening and ascension process.

Throughout this portal, ancient Sirians, and in particular the Lyrons, would use this period of time to alchemize ancient mystery school teachings, tools and methodology to help support and uplift the galaxy as a service to The Divine Source within us all.

To this day, they still do so during The Lion's Gate Portal.

What's most important for us to understand is how significant this is for those of us choosing to ascend, awaken and align with our true Divinity of God Being-ness, fully realized and fully embodied at the Divine Creator God Beings we truly are.

This gateway will, once again, provide an incredible period of accelerated, high frequency vibrations of love, light and peace to assist with humanity's evolutionary process known as Ascension.

This means that the energies of consciousness will once again be amplified for more humans to awaken - to essentially catch the wave of consciousness and begin to (or continue to) align with the higher dimensional timelines of unity and oneness.

These increased high frequency waves of light and codes of awakened consciousness, directly from Source ~ Creator ~ The Divine ~ Spirit ~ God, will be super amplified and will stream through the portal, throughout the galaxy and onto our planet and all beings who inhabit planet Earth.

Needless to say, these increased and elevated frequencies of light and the accelerated ascension energy has been and will continue to cause massive life altering changes to unfold in one way or another, both globally and individually.

Now, to some people, this will all sound like a lot of gibberish.  It will make no sense.  However, to those of us who have experienced the sweetness of the Divine Light within us, and who have known the true joy of aligning with this infinite love, consciousness, wisdom and sacred source, we know that this Lion's Gate Portal is another opportunity to level up and become even more GOD SOURCE EMBODIED.

Perhaps most important to understand about the Lion's Gate Portals and the following Eclipse Season is this: humans have massive - I mean - massive - amounts of stored up, as of yet, unused potential.  This potential is literally stored in our dormant DNA.  It is also stored in codes which exist in the non physical realm, which is super accessible during The Lion's Gate.

Why are these codes so important?

The reason these codes are so important is because within the codes, we have the solutions to all of our issues.  All of earth's challenges and problems.  All of our human challenges and problems.  All of our animal's challenges and problems.  No matter what those are. The solutions are available to us. Period.

It matters not if the challenges are physical challenges, global crisis, animal crisis, health challenges, mental and/or emotional challenges, Spiritual connection challenges, crisis associated with lack and/or poverty and/or financial challenges, whatever they are - you name it ~ The solutions are in the codes.

The codes are most available and accessible during the portals.

Once we access them, once we download them, we receive them and they are encoded within us, activated within us, and then we have them forever.

We get to use them and benefit from them.

Once again, these codes exist within our own dormant DNA and also within the field of consciousness, aka, The Quantum Field of INFINITE CONSCIOUSNESS.

They house and store the solution to EVERY PROBLEM and EVERY CHALLENGE, be in individual, familial, global, galactic or universal.

In other words, the potentials we are able to access during these portals, which exist in our dormant DNA ~ the dormant codes within us ~ and which also exist in the non physical realm (stored up in The Akashic Records, aka, The Halls of Amente) are ready and waiting for us to access and ignite within each of us.

During these portal times, and in particular this Lion's Gate Portal, we are most easily and readily able to access these codes and awaken them within us.

This is what we mean when we say that we are the ones we have been waiting for.

As humanity accesses and awakens these codes, we also heal and resolve the world's most challenging issues.

So for those of us Starseeds, we know that these portal dates, and the following eclipse periods are so monumentally important for Humanity's evolution and for the ultimate solving of all of the crises we face during this evolutionary period in time.

As we awaken these codes, each us levels up in our consciousness and steps up to a greater and more benevolent life experience.

We simultaneously pave the way for others as well. In this way, we also co-create for the rest of humanity who is still fast asleep in their 3rd Dimensional slumber where pain, suffering and problems continue to plague them, and where they will continue to perpetuate these problems until they too start to awaken.

The key to remember is that as more and more of us access these codes, awaken them within ourselves and share them with others, more and more of those who still slumber, aka, 2nd and 3rd Wavers, will begin to awaken.

So while many of us may have been feeling as if we have been traversing through a long, dark, seemingly never ending tunnel without a view of light ahead, the Lion's Gate symbolizes both the light at the end of the tunnel and the doorway into an entirely new passage which will be one in which more of our embodiment as Creator God Beings is yet again, more fully realized.

So here are the coming linear time line up to help you navigate your way: 
  • July 26th - Mayan Calendar Indicates an initiation of a New Cycle August 3-25  'Gateway Opening' into The Lion's Gate and Eclipse
  • SeasonAugust 7 - Full Moon & Partial Lunar Eclipse (11:12amPT/2:12pm ET)
  • August 8th - Official Lion's Gate Portal (Peak)
  • August 21  Total Solar Eclipse (11:31amPT/2:31pm ET)
What will follow after the eclipse season will the birthing of the next Major Planetary Time Split (more on that in the month's ahead).

By the way, it's also helpful to know that these energies will not 'step down'.  They are relentless.  Essentially, they are, in a most benevolent way, forcing us to face our own inner demons and then mirroring those demons out to us both on the world stage and in our own most intimate relationships as well as our physical environment.

In doing so, this 'forces' us to heal and resolve our wounded aspects and realign with the higher dimensional states of love, peace, harmony and unity consciousness.

Evolution IS happening.  The Lion's Gate Portal and the following eclipses during the month of August, are about to propel us forward once again at an even more amplified and accelerated pace.

This is not something you can avoid.  This is something you can either work with and use to your advantage and for the greater good of all of humanity or it is something you can resist and struggle through (as those who are still asleep are).

Either way, the choice is yours, but make no mistake: Evolution IS happening.  The upcoming Lion's Gate is the time to actively participate and awaken your dormant potential.

Step up and take your rightful place on the throne at the seat of The True God Being You are  birthing from within yourself.

We are God Beings, awakening ~ Welcome Home, God.

For more information and to participate in the next Lion's Gate Portal Speed Activations Call, click here:
 (please note; website date is not yet updated. Correct date of the live call will be Tuesday, August 8th):

http://lorispagna.com/events/speed-activations/ 
ALL NEW GIFTED Call: 
Exiting The Matrix 
Dismantling and Disentangling from the 3rd Dimensional Reality and
FULLY Anchoring in the 5th Dimensional Reality

Gifted Webinar 
Thursday, August 3rd
4pm PT/5pm MT/6pm CT/7pm ET/11pm GMT

Learn ALL About the Matrix of the 3rd Dimensional Reality and How to Exit It During this GIFTED Call. Join us here:
In-Joy These Brand New Videos

Ascension Panel from The Conscious Life Expo

https://www.youtube.com/watch?v=Wc9peU0YwQg


Ascension & Energy Activations for People & Animals

Part 1:

Join us for a Gathering of Spiritually Minded Animal Lovers and Lightworkers in Bimini, The Bahamas
Sacred Dolphin Retreat: Swim, Play, Heal, Awaken and Transform 
 
August 27th - September 2nd, 2017

Bimini, The Bahamas is a powerful portal of inter-dimensional and multidimensional energies and light codes.

These light codes are emanating from and  are also 'rebounding' from the sunken city of Atlantis and the crystalline city below the earth.

The Dolphins of Bimini live in those waters to assist with humanity's Ascension as we all come into alignment and move into the next phase of awakening.  The dolphins work specifically with the Atlanteans, the underground Crystal City, The Mer people and the waters surrounding Bimini, to activate, anchor and expand the Ascension energies on a global level.

These potent beings and the waters and land combine their united forces to create a powerful vortex of energy which is anchoring in and merging the higher Dimensional realities.

This presents a lovely, beautiful, glorious opportunity for us who travel there to up-level as Lightworkers as we sit on this powerful vortex and receive healing activations from the dolphins we swim with, play with and communicate with.

We are ready to birth a new light and the dolphins of Bimini are here to help us.  

Get All The Details Here: 
http://tinyurl.com/SacredDolphinRetreatFlier 

And Here: 

Lori Ann Spagna is a Spiritual Teacher, Ascension Guide, Visionary, Lightworker, Intuitive and Healer, who  radically transformed her life after a series of near death experiences while living in Maui. Lori assists people and animals to improve their lives by tapping into their true power via The Universal Source which exists within us all.   She is a best selling author of the Best Selling book, 'How Psychic Are You? 7 Simple Steps to Unlocking Your Psychic Potential' as well as 'Animals in the Afterlife' and Learn Animal Communication', as well as the author of the upcoming book, 'Two Years in Maui'.  Lori has over 20 years of experience serving humans and animals around the world and is an internationally recognized speaker, author and teacher who provides seminars and workshops for awakening Lightworkers and spiritually minded animal lovers about how we can improve our lives by learning from animals. Lori also provides Sacred Energy Activations, Healing Transmissions and Dormant DNA Upgrades for people and animals. For more information, please visit:www.LoriSpagna.com
Blue
Lori Spagna, 1 Nona Court, Santa Monica, CA 90404
Sent by lori@efilsgod.com in collaboration with

Saturday, July 22, 2017

Here's a good 3 min 9/11 Clip worth seeing! BOB CHARLES WAS WATCHING



Here's a good 3 min 9/11 Clip worth seeing! _ BOB CHARLES WAS WATCHING



WRITE YOUR COMMENTS BELOW
There
is a Movie coming out in SEPTEMBER called 9/11 - Bob Charles watched
this live from the New Jersey Side LIVE as he was going to be going to
NEW YORK for a Meeting Across the Street from the Towers, he never went
but watch and witnessed both Towers Fall to the Ground.  His Mate DI
worked down the Block from the Towers on the East Side and Watched as
people covered in Dust was walking "DAZED" past their Building and
Vendors were washing people and their eyes from the Dust.   I have said
from seeing the First Plane flying too low that there are things we
don't know about and this clip will give everyone a better understanding
of what I saw from right across the Hudson River from the Towers. 
Watch carefully as this is the first clip I've seen that matched what
Bob Charles saw on 9/11
Presented by Bob Charles Says - Pyramid One Worldwide Radio Network

Thursday, July 20, 2017

A guaranteed income for every American - TELL US WHAT YOU THINK - IN COMMENTS


PYRAMID ONE RADIO & BOB CHARLES 
 WANTS TO KNOW WHAT YOU THINK !
WHAT DO YOU THINK ABOUT EVERY AMERICAN OVER 21 RECEIVING A CHECK FOR $13,000.00 PER YEAR
USE THE COMMENT BLOCK BELOW 

When people learn that I want to replace the welfare state with a universal basic income, or UBI, the response I almost always get goes something like this: “But people will just use it to live off the rest of us!” “People will waste their lives!” Or, as they would have put it in a bygone age, a guaranteed income will foster idleness and vice. I see it differently. I think that a UBI is our only hope to deal with a coming labor market unlike any in human history and that it represents our best hope to revitalize American civil society.
Credit: Twenty20
A UBI would present the most disadvantaged among us with an open road to the middle class if they put their minds to it. Credit: Twenty20
The great free-market economist Milton Friedman originated the idea of a guaranteed income just after World War II. An experiment using a bastardized version of his “negative income tax” was tried in the 1970s, with disappointing results. But as transfer payments continued to soar while the poverty rate remained stuck at more than 10% of the population, the appeal of a guaranteed income persisted: If you want to end poverty, just give people money. As of 2016, the UBI has become a live policy option. Finland is planning a pilot project for a UBI next year, and Switzerland is voting this weekend on a referendum to install a UBI.
The UBI has brought together odd bedfellows. Its advocates on the left see it as a move toward social justice; its libertarian supporters (like Friedman) see it as the least damaging way for the government to transfer wealth from some citizens to others. Either way, the UBI is an idea whose time has finally come, but it has to be done right.
First, my big caveat: A UBI will do the good things I claim only if it replaces all other transfer payments and the bureaucracies that oversee them. If the guaranteed income is an add-on to the existing system, it will be as destructive as its critics fear.
Second, the system has to be designed with certain key features. In my version, every American citizen age 21 and older would get a $13,000 annual grant deposited electronically into a bank account in monthly installments. Three thousand dollars must be used for health insurance (a complicated provision I won’t try to explain here), leaving every adult with $10,000 in disposable annual income for the rest of their lives.
People can make up to $30,000 in earned income without losing a penny of the grant. After $30,000, a graduated surtax reimburses part of the grant, which would drop to $6,500 (but no lower) when an individual reaches $60,000 of earned income. Why should people making good incomes retain any part of the UBI? Because they will be losing Social Security and Medicare, and they need to be compensated.
The UBI is to be financed by getting rid of Social Security, Medicare, Medicaid, food stamps, Supplemental Security Income, housing subsidies, welfare for single women and every other kind of welfare and social-services program, as well as agricultural subsidies and corporate welfare. As of 2014, the annual cost of a UBI would have been about $200 billion cheaper than the current system. By 2020, it would be nearly a trillion dollars cheaper.
Finally, an acknowledgment: Yes, some people will idle away their lives under my UBI plan. But that is already a problem. As of 2015, the Current Population Survey tells us that 18% of unmarried males and 23% of unmarried women ages 25 through 54—people of prime working age—weren’t even in the labor force. Just about all of them were already living off other people’s money. The question isn’t whether a UBI will discourage work, but whether it will make the existing problem significantly worse.
I don’t think it would. Under the current system, taking a job makes you ineligible for many welfare benefits or makes them subject to extremely high marginal tax rates. Under my version of the UBI, taking a job is pure profit with no downside until you reach $30,000—at which point you’re bringing home way too much ($40,000 net) to be deterred from work by the imposition of a surtax.
Some people who would otherwise work will surely drop out of the labor force under the UBI, but others who are now on welfare or disability will enter the labor force. It is prudent to assume that net voluntary dropout from the labor force will increase, but there is no reason to think that it will be large enough to make the UBI unworkable.
Involuntary dropout from the labor force is another matter, which brings me to a key point: We are approaching a labor market in which entire trades and professions will be mere shadows of what they once were. I’m familiar with the retort: People have been worried about technology destroying jobs since the Luddites, and they have always been wrong. But the case for “this time is different” has a lot going for it. “A key feature of American exceptionalism has been the propensity of Americans to create voluntary organizations for dealing with local problems. Tocqueville was just one of the early European observers who marveled at this phenomenon in the 19th and early 20th centuries.”– Charles Murray
When cars and trucks started to displace horse-drawn vehicles, it didn’t take much imagination to see that jobs for drivers would replace jobs lost for teamsters, and that car mechanics would be in demand even as jobs for stable boys vanished. It takes a better imagination than mine to come up with new blue-collar occupations that will replace more than a fraction of the jobs (now numbering 4 million) that taxi drivers and truck drivers will lose when driverless vehicles take over. Advances in 3-D printing and “contour craft” technology will put at risk the jobs of many of the 14 million people now employed in production and construction.
The list goes on, and it also includes millions of white-collar jobs formerly thought to be safe. For decades, progress in artificial intelligence lagged behind the hype. In the past few years, AI has come of age. Last spring, for example, a computer program defeated a grandmaster in the classic Asian board game of Go a decade sooner than had been expected. It wasn’t done by software written to play Go but by software that taught itself to play—a landmark advance. Future generations of college graduates should take note.
Exactly how bad is the job situation going to be? An Organization for Economic Cooperation and Development study concluded that 9% of American jobs are at risk. Two Oxford scholars estimate that as many as 47% of American jobs are at risk. Even the optimistic scenario portends a serious problem. Whatever the case, it will need to be possible, within a few decades, for a life well lived in the U.S. not to involve a job as traditionally defined. A UBI will be an essential part of the transition to that unprecedented world.
The good news is that a well-designed UBI can do much more than help us to cope with disaster. It also could provide an invaluable benefit: injecting new resources and new energy into an American civic culture that has historically been one of our greatest assets but that has deteriorated alarmingly in recent decades.
A key feature of American exceptionalism has been the propensity of Americans to create voluntary organizations for dealing with local problems. Tocqueville was just one of the early European observers who marveled at this phenomenon in the 19th and early 20th centuries. By the time the New Deal began, American associations for providing mutual assistance and aiding the poor involved broad networks, engaging people from the top to the bottom of society, spontaneously formed by ordinary citizens.
These groups provided sophisticated and effective social services and social insurance of every sort, not just in rural towns or small cities but also in the largest and most impersonal of megalopolises. To get a sense of how extensive these networks were, consider this: When one small Midwestern state, Iowa, mounted a food-conservation program during World War I, it engaged the participation of 2,873 church congregations and 9,630 chapters of 31 different secular fraternal associations.
Did these networks successfully deal with all the human needs of their day? No. But that isn’t the right question. In that era, the U.S. had just a fraction of today’s national wealth. The correct question is: What if the same level of activity went into civil society’s efforts to deal with today’s needs—and financed with today’s wealth?
The advent of the New Deal and then of President Lyndon Johnson’s Great Society displaced many of the most ambitious voluntary efforts to deal with the needs of the poor. It was a predictable response. Why continue to contribute to a private program to feed the hungry when the government is spending billions of dollars on food stamps and nutrition programs? Why continue the mutual insurance program of your fraternal organization once Social Security is installed? Voluntary organizations continued to thrive, but most of them turned to needs less subject to crowding out by the federal government.
This was a bad trade, in my view. Government agencies are the worst of all mechanisms for dealing with human needs. They are necessarily bound by rules applied uniformly to people who have the same problems on paper but who will respond differently to different forms of help. Whether religious or secular, nongovernmental organization are inherently better able to tailor their services to local conditions and individual cases.
Under my UBI plan, the entire bureaucratic apparatus of government social workers would disappear, but Americans would still possess their historic sympathy and social concern. And the wealth in private hands would be greater than ever before. It is no pipe dream to imagine the restoration, on an unprecedented scale, of a great American tradition of voluntary efforts to meet human needs. It is how Americans, left to themselves, have always responded. Figuratively, and perhaps literally, it is in our DNA.
Regardless of what voluntary agencies do (or fail to do), nobody will starve in the streets. Everybody will know that, even if they can’t find any job at all, they can live a decent existence if they are cooperative enough to pool their grants with one or two other people. The social isolates who don’t cooperate will also be getting their own monthly deposit of $833.
Some people will still behave irresponsibly and be in need before that deposit arrives, but the UBI will radically change the social framework within which they seek help: Everybody will know that everybody else has an income stream. It will be possible to say to the irresponsible what can’t be said now: “We won’t let you starve before you get your next deposit, but it’s time for you to get your act together. Don’t try to tell us you’re helpless, because we know you aren’t.”
The known presence of an income stream would transform a wide range of social and personal interactions. The unemployed guy living with his girlfriend will be told that he has to start paying part of the rent or move out, changing the dynamics of their relationship for the better. The guy who does have a low-income job can think about marriage differently if his new family’s income will be at least $35,000 a year instead of just his own earned $15,000.
Or consider the unemployed young man who fathers a child. Today, society is unable to make him shoulder responsibility. Under a UBI, a judge could order part of his monthly grant to be extracted for child support before he ever sees it. The lesson wouldn’t be lost on his male friends.
Or consider teenage girls from poor neighborhoods who have friends turning 21. They watch—and learn—as some of their older friends use their new monthly income to rent their own apartments, buy nice clothes or pay for tuition, while others have to use the money to pay for diapers and baby food, still living with their mothers because they need help with day care. “A powerful critique of the current system is that the most disadvantaged people in America have no reason to think that they can be anything else. They are poorly educated, without job skills, and live in neighborhoods where prospects are bleak. “– Charles Murray
These are just a few possible scenarios, but multiply the effects of such interactions by the millions of times they would occur throughout the nation every day. The availability of a guaranteed income wouldn’t relieve individuals of responsibility for the consequences of their actions. It would instead, paradoxically, impose responsibilities that didn’t exist before, which would be a good thing.
Emphasizing the ways in which a UBI would encourage people to make better life choices still doesn’t do justice to its wider likely benefits. A powerful critique of the current system is that the most disadvantaged people in America have no reason to think that they can be anything else. They are poorly educated, without job skills, and live in neighborhoods where prospects are bleak. Their quest for dignity and self-respect often takes the form of trying to beat the system.
The more fortunate members of society may see such people as obstinately refusing to take advantage of the opportunities that exist. But when seen from the perspective of the man who has never held a job or the woman who wants a stable family life, those opportunities look fraudulent.
My version of a UBI would do nothing to stage-manage their lives. In place of little bundles of benefits to be used as a bureaucracy specifies, they would get $10,000 a year to use as they wish. It wouldn’t be charity—every citizen who has turned 21 gets the same thing, deposited monthly into that most respectable of possessions, a bank account.
A UBI would present the most disadvantaged among us with an open road to the middle class if they put their minds to it. It would say to people who have never had reason to believe it before: “Your future is in your hands.” And that would be the truth.